💳 Consolidate · Simplify · Save

Pay Off Your Cards With
One Personal Loan

Turn multiple high-interest credit card payments into a single personal loan with a fixed rate and predictable monthly payment. Simplify your finances — and potentially save thousands.

See My Options →
✓ No impact on credit to check ✓ Free to apply ✓ 2-minute form
Before
$420/mo
Across 5 cards
→
After
$260/mo
One fixed payment

*Illustrative example. Actual savings vary by credit profile and lender.

Why consolidate with a personal loan?

Three big reasons millions of Americans choose this route.

📉

Lower Interest

Credit cards charge 18-29% APR. Personal loans often start much lower, so more of your payment goes to principal.

📅

Fixed Payoff Date

Credit card minimum payments can take decades. A personal loan has a fixed term — you know exactly when you'll be debt-free.

🧘

Simpler Payments

One payment. One due date. One rate. No more juggling multiple cards and worrying about missing one.

Ready to simplify your debt?

See personalized consolidation loan options from our lender network — in about 2 minutes.

Get My Consolidation Quote →
🔒 256-bit SSL secured 🇺🇸 USA only 💯 Free to apply

How it works

Simple, fast, no obligation.

1

Apply

Fill out the 3-step form — takes about 90 seconds.

2

Compare offers

See personalized loan options from our lender network.

3

Pay off cards

Use the loan to pay off your cards — one payment left.

Start paying less today.

Thousands of consumers have used consolidation loans to regain control. You could be next.

Apply Now — It's Free →

Common questions

Will consolidation hurt my credit?
Checking your options won't affect your credit — we use a soft inquiry. Paying off cards and lowering your credit utilization can actually help your score over time.
How much can I consolidate?
Most consumers consolidate between $5,000 and $40,000. Your exact eligibility depends on income, credit profile, and the lender.
What's the interest rate?
Rates vary by lender and by your credit profile. Personal loan rates often start lower than credit cards, but your actual rate is determined after you complete an application with the lender.
How fast can I get the funds?
Once approved and you accept the offer, funds can be deposited as soon as the next business day — depending on your lender and bank.

Take control of your debt.

It only takes 2 minutes to see what you qualify for.

Get Started Free →
⚡ 2-minute form 🔒 Bank-level security ✓ No obligation